Level 3 Credit Card Processing

Lower Interchange Rates through Information and Tech

Visa and MasterCard have created specific issued card types that help corporations monitor and track spending by collecting a set of additional line-item details.  These card types are categorized and defined as Level 3 cards.  

Level 3 cards allow a business to stay on top of their spending, ensuring that their funds are best utilized to further operations.

If processed correctly, Level 3 interchange can be 1.00% lower than their standard counterparts!

However, in order to gain access to beneficial Level 3 rates, a merchant is required to input a fair amount of information on each transaction. In addition, only certain gateways can accommodate for Level 3 data.  

If a Level 3 capable gateway or software is not used, these card types come with some of the highest interchange fees in the industry ranging from 2.5% - 3.5%.

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