Tips When Using a Debit Card

February 28, 2013

Some things you should know when using your card for reservations or authorizations.

  • A hold for funds will be immediately placed on your checking account by your financial institution.
  • The amount held could be up to the total of any potential charges plus tax.
  • An additional hold may be placed on your account for any potential incidental charges.
  • Funds can be held for up to 5 business days by your financial institution.

Our suggestion – do all reservations and authorizations only on your credit card and pay with your debit card once you know the total to avoid unnecessary holds on your checking account.

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